The median 2 bedroom fair market rent across Cottonwood County's 6 tracked ZIP codes is $1,010 for FY2026. Rents here moved +5.1 percent year over year.
| ZIP | City | 2BR FMR | YoY | Market rent |
|---|---|---|---|---|
| 56174 | Storden | $1,150 | +1.8% | |
| 56101 | Windom | $1,040 | +5.1% | |
| 56118 | Bingham Lake | $1,010 | +5.2% | |
| 56159 | Mountain Lake | $980 | +5.4% | |
| 56145 | Jeffers | $970 | +4.3% | |
| 56183 | Westbrook | $970 | +4.3% |
FMR is the HUD Fair Market Rent for each ZIP, the 40th percentile of gross rents. Market rent is the latest Zillow ZORI where Zillow covers that ZIP.
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The median 2 bedroom HUD fair market rent across Cottonwood County's 6 tracked ZIP codes is $1,010 for FY2026. Rent varies by ZIP, so use the table on this page for a specific area.
Mountain Lake 56159 saw the biggest increase, +5.4 percent year over year. Storden 56174 saw the biggest decrease, +1.8 percent.
Fair Market Rent is HUD's estimate of the 40th percentile gross rent for a ZIP code. It sets Section 8 payment standards, so it is the rent a voucher will support there. Investors use it as a conservative floor when underwriting rental income.
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