The median 2 bedroom fair market rent across Stearns County's 29 tracked ZIP codes is $1,170 for FY2026, and typical market asking rent runs around $1,228. Rents here moved +2.6 percent year over year.
| ZIP | City | 2BR FMR | YoY | Market rent |
|---|---|---|---|---|
| 56304 | Saint Cloud | $1,520 | +4.1% | $1,204 |
| 56377 | Sartell | $1,390 | +4.5% | $1,527 |
| 56320 | Cold Spring | $1,360 | +8.8% | |
| 56301 | Saint Cloud | $1,310 | +4.8% | $1,297 |
| 56374 | Saint Joseph | $1,290 | +7.5% | |
| 56387 | Waite Park | $1,250 | +4.2% | $1,228 |
| 56302 | Saint Cloud | $1,240 | +5.1% | |
| 56395 | Saint Cloud | $1,240 | +5.1% | |
| 56398 | Saint Cloud | $1,240 | +5.1% | |
| 56321 | Collegeville | $1,220 | +7.0% | |
| 56340 | Holdingford | $1,220 | +14.0% | |
| 56316 | Brooten | $1,210 | +10.0% | |
| 56335 | Greenwald | $1,190 | +2.6% | |
| 56352 | Melrose | $1,190 | +2.6% | |
| 56303 | Saint Cloud | $1,170 | +5.4% | $1,064 |
| 56356 | New Munich | $1,130 | +0.0% | |
| 56362 | Paynesville | $1,110 | +6.7% | |
| 56331 | Freeport | $1,060 | -3.6% | |
| 56371 | Roscoe | $1,050 | +1.0% | |
| 55353 | Kimball | $1,040 | +0.0% | |
| 56307 | Albany | $1,040 | +0.0% | |
| 56310 | Avon | $1,040 | +0.0% | |
| 56312 | Belgrade | $1,040 | +0.0% | |
| 56325 | Elrosa | $1,040 | +0.0% | |
| 56368 | Richmond | $1,040 | +0.0% | |
| 56369 | Rockville | $1,040 | +0.0% | |
| 56375 | Saint Stephen | $1,040 | +0.0% | |
| 56376 | Saint Martin | $1,040 | +0.0% | |
| 56378 | Sauk Centre | $1,040 | +0.0% |
FMR is the HUD Fair Market Rent for each ZIP, the 40th percentile of gross rents. Market rent is the latest Zillow ZORI where Zillow covers that ZIP.
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The median 2 bedroom HUD fair market rent across Stearns County's 29 tracked ZIP codes is $1,170 for FY2026. Typical market asking rent runs around $1,228 per Zillow. Rent varies by ZIP, so use the table on this page for a specific area.
Holdingford 56340 saw the biggest increase, +14.0 percent year over year. Freeport 56331 saw the biggest decrease, -3.6 percent.
Fair Market Rent is HUD's estimate of the 40th percentile gross rent for a ZIP code. It sets Section 8 payment standards, so it is the rent a voucher will support there. Investors use it as a conservative floor when underwriting rental income.
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